Lease vs buy · Equal-term comparison

Compare the paths.
Keep the assumptions visible.

Compare net cash cost over the same number of months, including estimated resale value for the purchased vehicle.

Purchase price$Buy down payment$Buy APR%Comparison termmonthsResale value at end$Buy maintenance$ totalLease due at signing$Lease payment$ / monthLease end/other fees$

Lower estimated net cost

Buy

Buy net cost$18,846

Lease total cost$20,540

Difference$1,694

Equal-term cash-flow comparison only. Taxes, insurance, mileage charges, wear, financing fees, opportunity cost, and tax treatment may change the result.

Compare equal periods—not just monthly payments.

Buying cost equals down payment plus loan payments and maintenance, minus estimated resale value. Leasing cost equals due-at-signing cash plus lease payments and other lease fees. Use written dealer terms and conservative resale assumptions.

Inspect the purchase payment →

Compare the paths.Keep the assumptions visible.

Compare equal periods—not just monthly payments.

Compare the paths.
Keep the assumptions visible.